Georgia Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Georgia Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a GA net pay calculator by computing Federal withholding, FICA taxes, and Georgia income tax (based on the progressive tax brackets ranging from 1% to 5.75%). Whether you are a salaried employee or need a Georgia hourly paycheck calculator, this tool helps you understand your payroll deductions clearly.
- State Tax Rate: 1% – 5.75% (Progressive)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Georgia Paycheck Calculator Works
Our Georgia gross to net calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Georgia State Tax: Calculated using the specific 6-tier bracket system applicable to your taxable income.
Georgia Income Tax Brackets (2026)
Georgia uses a progressive income tax system with six brackets. This makes the Georgia income tax calculator logic more detailed than flat-tax states.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $750 | 1.00% |
| $751 – $2,250 | 2.00% |
| $2,251 – $3,750 | 3.00% |
| $3,751 – $5,250 | 4.00% |
| $5,251 – $7,000 | 5.00% |
| Over $7,000 | 5.75% |
Note: For Married Filing Jointly, brackets generally double up to the top rate.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Georgia paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Georgia Paycheck After Taxes for $60,000 Salary
If you are a single filer in Atlanta or Savannah earning $60,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $5,900 |
| FICA (7.65%) | $4,590 |
| State Tax (Est.) | $3,200 |
| Estimated Take-Home Pay | $46,310 |
Minimum Wage & Cost of Living
Georgia adopts the federal minimum wage of $7.25 per hour. The cost of living in Georgia is generally lower than the national average, although Atlanta has higher housing costs compared to rural areas.
How to Increase Your Take-Home Pay
To maximize your Georgia salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially dropping you into a lower tax bracket.
FAQs – Georgia Paycheck Calculator
What is the income tax rate in Georgia for 2026?
Georgia tax rates range from 1% to 5.75%. The top rate of 5.75% applies to taxable income over $7,000 for single filers.
Does Georgia tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and Georgia state income taxes.
Are there local city taxes in Georgia?
Generally, no. Unlike some other states, Georgia municipalities typically do not levy a local income tax on wages.