Florida Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Florida Paycheck Calculator to estimate your net pay in the Sunshine State. Updated for the Florida salary calculator 2026 tax season, this tool acts as a FL net pay calculator by computing Federal withholding and FICA taxes. Since Florida has 0% state income tax, your Florida take-home pay is significantly higher than in many other states, making financial planning straightforward.
- State Income Tax: 0.00% (None)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Florida Paycheck Calculator Works
Our Florida gross to net calculator uses a simplified formula. Since there is no state-level withholding, the calculation focuses purely on federal obligations. We take your gross salary and subtract:
- Federal Withholding: Based on your filing status (Single, Married, etc.).
- FICA Taxes: Mandatory federal contributions for Social Security (6.2%) and Medicare (1.45%).
- Optional Deductions: Items like health insurance or 401(k) contributions if you enter them.
Florida State Income Tax (0%)
Florida is one of the few states in the U.S. that does not levy a personal income tax on wages. This makes the Florida income tax calculator essentially a federal tax calculator. Residents keep a larger portion of their earnings, which is a major draw for retirees and workers alike.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
Even though Florida takes $0, the IRS still requires federal tax payments. This is a progressive tax ranging from 10% to 37% depending on your taxable income.
Social Security & Medicare (FICA)
Every Florida paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings). High earners (> $200k) pay an additional 0.9% Medicare tax.
Florida Paycheck After Taxes for $50,000 Salary
If you are a single filer in Miami or Orlando earning $50,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $4,241 |
| FICA (7.65%) | $3,825 |
| State Tax (0%) | $0 |
| Estimated Take-Home Pay | $41,934 |
Minimum Wage & Cost of Living
Florida's minimum wage is set to increase incrementally each year until it reaches $15.00 per hour in 2026. While taxes are low, the cost of living—particularly housing and insurance—has risen in major metropolitan areas.
How to Increase Your Take-Home Pay
To maximize your Florida hourly paycheck calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts can also lower your federal tax liability.
FAQs – Florida Paycheck Calculator
Does Florida have state income tax?
No. Florida has 0% state income tax on wages.
What is taken out of my paycheck in Florida?
The primary deductions are Federal Income Tax and FICA taxes (Social Security & Medicare). You may also see deductions for benefits like health insurance or retirement plans.
Does Florida tax overtime pay?
Overtime pay is taxed federally as regular income, but since Florida has no state income tax, there is no additional state tax on overtime earnings.