Mississippi Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Mississippi Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a MS net pay calculator by computing Federal withholding, FICA taxes, and Mississippi income tax (based on the progressive tax brackets ranging from 3% to 5%). Whether you are a salaried employee or need a Mississippi hourly paycheck calculator, this tool helps you understand your payroll deductions clearly.
- State Tax Rate: 3% – 5% (Progressive)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Mississippi Paycheck Calculator Works
Our Mississippi gross to net calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Mississippi State Tax: Calculated using the specific 3-tier bracket system applicable to your taxable income.
Mississippi Income Tax Brackets (2026)
Mississippi uses a progressive income tax system with three brackets. This makes the Mississippi income tax calculator logic straightforward.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $5,000 | 3.00% |
| $5,001 – $10,000 | 4.00% |
| Over $10,000 | 5.00% |
Note: For Married Filing Jointly, brackets generally double.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Mississippi paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Mississippi Paycheck After Taxes for $50,000 Salary
If you are a single filer in Jackson or Gulfport earning $50,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $4,241 |
| FICA (7.65%) | $3,825 |
| State Tax (Est.) | $2,300 |
| Estimated Take-Home Pay | $39,634 |
Minimum Wage & Cost of Living
Mississippi adopts the federal minimum wage of $7.25 per hour. The cost of living in Mississippi is the lowest in the nation, making it an affordable place to live, especially for housing and utilities.
How to Increase Your Take-Home Pay
To maximize your Mississippi salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially dropping you into a lower 4% or 3% tax bracket.
FAQs – Mississippi Paycheck Calculator
What is the income tax rate in Mississippi for 2026?
Mississippi tax rates range from 3% to 5%. The 3% rate applies to the first $5,000 of taxable income for single filers.
Does Mississippi tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and Mississippi state income taxes.
Are there local city taxes in Mississippi?
No. Mississippi municipalities do not impose a local personal income tax on wages.