Instantly estimate your take-home pay after federal and Maryland state taxes. See our guide below for crucial details on MD's mandatory county taxes.
| Gross Pay | $0.00 |
| Federal Income Tax | $0.00 |
| Maryland State Tax | $0.00 |
| Social Security (6.2%) | $0.00 |
| Medicare (1.45%) | $0.00 |
| Net Pay (State-Level Estimate) | $0.00 |
Calculating your take-home pay in Maryland involves more than just federal deductions. Your paycheck is uniquely affected by Maryland's progressive state income tax and a mandatory local income tax that varies by county. Here’s a breakdown of the key deductions.
This is the most important factor for an accurate paycheck in Maryland. Every county and Baltimore City has its own income tax rate, which is a percentage of your taxable income. Your final take-home pay will be lower than the estimate provided by a calculator that omits this tax.
| County | Tax Rate (2024) |
|---|---|
| Anne Arundel County | 2.81% |
| Baltimore City | 3.20% |
| Baltimore County | 3.20% |
| Howard County | 3.20% |
| Montgomery County | 3.20% |
| Prince George's County | 3.20% |
| Frederick County | 2.25% |
| *Check with the Comptroller of Maryland for your official rate. |
Maryland uses a progressive tax system, meaning the tax rate increases as income increases. For example, for a single filer, the first $1,000 of taxable income is taxed at 2.00%, while income between $3,001 and $100,000 is taxed at 4.75%.
These are standard deductions on every US paycheck:
To calculate your take-home pay in Maryland, you start with your gross income and subtract pre-tax deductions. From the remaining amount, you deduct FICA taxes (Social Security and Medicare), federal income tax, Maryland state income tax, and your specific Maryland county income tax. Our calculator provides an estimate based on state and federal taxes, and our guide explains the crucial county tax portion.
Maryland is unique in that all counties (and Baltimore City) levy a local income tax. Rates for 2024 range from 2.25% in Frederick County to 3.20% in counties like Baltimore City, Montgomery, and Prince George's. It is crucial to account for your correct county rate for an accurate paycheck calculation.
In Maryland, as in other states, overtime pay is not taxed at a special rate. It is added to your gross income for the pay period, which may push that specific paycheck into a higher withholding bracket, but the tax rates themselves are the same.