Washington Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Washington Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a WA net pay calculator by computing Federal withholding and FICA taxes. Since Washington has 0% state income tax on wages, your Washington take-home pay is generally higher than in many other states, making it a desirable location for employees.
- State Income Tax: 0.00% (None on Wages)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Washington Paycheck Calculator Works
Our Washington gross to net calculator uses a simplified formula because there is no state-level income tax withholding on regular wages. We take your gross salary and subtract:
- Federal Withholding: Based on your filing status (Single, Married, etc.).
- FICA Taxes: Mandatory federal contributions for Social Security (6.2%) and Medicare (1.45%).
- Optional Deductions: Items like health insurance, 401(k), or HSA contributions if you enter them.
Washington State Income Tax (0%)
Washington is one of the few states in the U.S. that does not levy a personal income tax on wages. This makes the Washington income tax calculator essentially a federal tax calculator. Residents keep a larger portion of their earnings, which is beneficial given the higher cost of living in areas like Seattle.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
Even though Washington takes $0, the IRS still requires federal tax payments. This is a progressive tax ranging from 10% to 37% depending on your taxable income.
Social Security & Medicare (FICA)
Every Washington paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Washington Paycheck After Taxes for $75,000 Salary
If you are a single filer in Seattle or Spokane earning $75,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $8,900 |
| FICA (7.65%) | $5,737 |
| State Tax (0%) | $0 |
| Estimated Take-Home Pay | $60,363 |
Minimum Wage & Cost of Living
Washington has one of the highest minimum wages in the nation ($16.28+ per hour in 2024/25). The cost of living is significantly higher than the national average, particularly in the Puget Sound region.
How to Increase Your Take-Home Pay
To maximize your Washington hourly paycheck calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts can also lower your federal tax liability.
FAQs – Washington Paycheck Calculator
Does Washington state have income tax?
No. Washington does not tax wages or salaries. However, there is a capital gains tax on high-earners for certain long-term capital assets.
What is taken out of my paycheck in Washington?
The primary deductions are Federal Income Tax and FICA taxes. You will also see deductions for the Washington Cares Fund (Long-Term Care) and Paid Family & Medical Leave (PFML) premiums.
Does Washington tax overtime pay?
Overtime pay is taxed federally as regular income, but since Washington has no state income tax, there is no additional state tax on overtime earnings.