Oregon Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Oregon Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as an Oregon net pay calculator by computing Federal withholding, FICA taxes, Oregon income tax, and local transit taxes (like TriMet). With its high progressive tax rates (up to 9.9%), calculating your Oregon take home pay accurately is essential for financial planning.
- State Tax Rate: 4.75% – 9.90% (Progressive)
- Local Transit Tax: 0.69% – 0.8037% (TriMet/Lane)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Oregon Paycheck Calculator Works
Our Oregon payroll tax calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Oregon State Tax: Calculated using the specific 4-tier bracket system applicable to your taxable income.
- Transit Taxes: Mandatory deductions for employees working in the TriMet or Lane transit districts.
Oregon Income Tax Brackets (2026)
Oregon uses a progressive income tax system with four brackets. The top rate of 9.9% is one of the highest in the country, impacting your Oregon salary after taxes significantly.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $4,050 | 4.75% |
| $4,051 – $10,200 | 6.75% |
| $10,201 – $125,000 | 8.75% |
| Over $125,000 | 9.90% |
Note: For Married Filing Jointly, income thresholds are doubled.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Oregon paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Oregon Paycheck After Taxes for $70,000 Salary (Portland)
If you are a single filer in Portland (TriMet District) earning $70,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $7,850 |
| FICA (7.65%) | $5,355 |
| State Tax (Est.) | $5,100 |
| TriMet Tax (~0.8%) | $562 |
| Estimated Take-Home Pay | $51,133 |
Minimum Wage & Cost of Living
Oregon has a tiered minimum wage system depending on the region (Standard, Portland Metro, Non-Urban), all above the federal level. The cost of living is higher than the national average, especially in the Portland metro area.
How to Increase Your Take-Home Pay
To maximize your Oregon hourly paycheck calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially dropping you into a lower 6.75% or 4.75% tax bracket.
FAQs – Oregon Paycheck Calculator
What is the income tax rate in Oregon for 2026?
Oregon tax rates range from 4.75% to 9.90%. The 8.75% rate applies to a wide range of middle-income earners ($10,201 to $125,000 for singles).
Does Oregon tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and Oregon state income taxes.
What are Oregon transit taxes?
Employees working in certain districts must pay a transit tax. The TriMet tax (Portland area) is approx 0.8037%, and the Lane Transit District tax is 0.69%.