Idaho Paycheck Calculator 2026 – Estimate Your Take-Home Pay

Use our free Idaho Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as an Idaho net pay calculator by computing Federal withholding, FICA taxes, and Idaho income tax at the state's flat rate of 5.8%. Because Idaho uses a simple flat tax rather than progressive brackets, calculating your Idaho take home pay is straightforward and predictable.

2026 Idaho Tax Snapshot:
  • State Tax Rate: 5.8% (Flat Rate)
  • Federal Tax: 10% – 37% (Based on brackets)
  • Social Security: 6.2%
  • Medicare: 1.45%

How the Idaho Paycheck Calculator Works

Our Idaho gross to net calculator uses the latest 2026 tax rules. Unlike states with complex brackets, Idaho simplifies the process. We start with your gross earnings and subtract:

  • Federal Withholding: Based on your filing status and IRS brackets.
  • FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
  • Idaho State Tax: Calculated at a flat 5.8% rate on your taxable income.

Idaho Income Tax Rate (2026)

Idaho has simplified its income tax system to a flat rate. This makes the Idaho income tax calculator logic highly accurate.

Filing Status Tax Rate
Single 5.8% (Flat)
Married Filing Jointly 5.8% (Flat)
Head of Household 5.8% (Flat)

Note: Idaho provides a standard deduction that typically aligns with the federal standard deduction, reducing the amount of income subject to this 5.8% tax.

Federal Taxes That Apply to Your Paycheck

Federal Income Tax

The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.

Social Security & Medicare (FICA)

Every Idaho paystub calculator includes FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings). High earners (> $200k) pay an additional 0.9% Medicare tax.

Idaho Paycheck After Taxes for $60,000 Salary

If you are a single filer in Boise or Coeur d'Alene earning $60,000 per year, your breakdown looks like this:

Tax Description Amount
Federal Tax (Est.) $5,900
FICA (7.65%) $4,590
State Tax (5.8%) $3,480
Estimated Take-Home Pay $46,030

Minimum Wage & Cost of Living

Idaho adopts the federal minimum wage of $7.25 per hour. The cost of living in Idaho has been rising due to housing demand, but remains generally lower than coastal states like Oregon and Washington.

How to Increase Your Take-Home Pay

To maximize your Idaho salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, which lowers both your federal tax and your flat 5.8% state tax liability.

FAQs – Idaho Paycheck Calculator

What is the Idaho state income tax rate?

Idaho uses a flat state income tax rate of 5.8% for all income levels and filing statuses for the 2026 tax year.

Does Idaho tax overtime pay?

Yes, overtime pay is taxed at the same flat 5.8% rate as regular wages.

Are there local income taxes in Idaho?

No. Unlike some other states, Idaho cities and counties do not levy local income taxes on wages.

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