Missouri Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Missouri Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a MO net pay calculator by computing Federal withholding, FICA taxes, and Missouri income tax based on the 11-tier progressive tax brackets ranging from 1.5% to approximately 5.4%. Whether you are a salaried employee or need a Missouri hourly paycheck calculator, this tool helps you understand your payroll deductions clearly.
- State Tax Rate: 1.5% – 5.4% (Progressive)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Missouri Paycheck Calculator Works
Our Missouri gross to net calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Missouri State Tax: Calculated using the specific 11-tier bracket system applicable to your taxable income.
Missouri Income Tax Brackets (2026)
Missouri uses a progressive income tax system with many brackets. This makes the Missouri income tax calculator logic detailed.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $1,054 | 1.50% |
| $1,055 – $2,108 | 2.00% |
| $2,109 – $3,162 | 2.50% |
| $3,163 – $4,216 | 3.00% |
| $4,217 – $5,270 | 3.50% |
| $5,271 – $6,324 | 4.00% |
| $6,325 – $7,378 | 4.50% |
| $7,379 – $8,432 | 5.00% |
| $8,433 – $9,486 | 5.25% |
| $9,487 – $10,540 | 5.50% |
| Over $10,541 | 5.40% (Top Rate Adjusted) |
Note: The top rate is effectively capped around 5.4% in recent years due to tax reduction triggers.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Missouri paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Missouri Paycheck After Taxes for $55,000 Salary
If you are a single filer in St. Louis or Kansas City earning $55,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $4,850 |
| FICA (7.65%) | $4,207 |
| State Tax (Est.) | $2,450 |
| Estimated Take-Home Pay | $43,493 |
Minimum Wage & Cost of Living
Missouri has a state minimum wage higher than the federal level ($12.30+ per hour in 2024/25). The cost of living in Missouri is generally lower than the national average, making housing quite affordable in many areas.
How to Increase Your Take-Home Pay
To maximize your Missouri salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially lowering your tax bracket.
FAQs – Missouri Paycheck Calculator
What is the income tax rate in Missouri for 2026?
Missouri has a progressive tax structure with 11 brackets ranging from 1.5% to approximately 5.4% for the highest earners.
Does Missouri tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and Missouri state income taxes.
Are there local city taxes in Missouri?
Yes. Cities like St. Louis and Kansas City impose a local earnings tax (typically 1%) on residents and those who work within the city limits.