North Dakota Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free North Dakota Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a ND net pay calculator by computing Federal withholding, FICA taxes, and North Dakota income tax based on the 5 progressive tax brackets ranging from 1.10% to 3.90%. Whether you are a salaried employee or need a North Dakota hourly paycheck calculator, this tool helps you understand your payroll deductions clearly.
- State Tax Rate: 1.10% – 3.90% (Progressive)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the North Dakota Paycheck Calculator Works
Our North Dakota gross to net calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- North Dakota State Tax: Calculated using the specific 5-tier bracket system applicable to your taxable income.
North Dakota Income Tax Brackets (2026)
North Dakota uses a progressive income tax system with five brackets. This makes the North Dakota income tax calculator logic straightforward.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $44,725 | 1.10% |
| $44,726 – $113,625 | 2.20% |
| $113,626 – $197,050 | 2.80% |
| $197,051 – $250,000 | 3.30% |
| Over $250,000 | 3.90% |
Note: For Married Filing Jointly, brackets generally widen to accommodate combined income.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every North Dakota paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
North Dakota Paycheck After Taxes for $50,000 Salary
If you are a single filer in Fargo or Bismarck earning $50,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $4,241 |
| FICA (7.65%) | $3,825 |
| State Tax (Est.) | $608 |
| Estimated Take-Home Pay | $41,326 |
Minimum Wage & Cost of Living
North Dakota follows the federal minimum wage of $7.25 per hour. The cost of living in North Dakota is lower than the national average, making it an affordable place to live, especially regarding housing.
How to Increase Your Take-Home Pay
To maximize your North Dakota salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially dropping you into a lower tax bracket.
FAQs – North Dakota Paycheck Calculator
What is the income tax rate in North Dakota for 2026?
North Dakota tax rates range from 1.10% to 3.90%. The 1.10% rate applies to the first $44,725 of taxable income for single filers.
Does North Dakota tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and North Dakota state income taxes.
Are there local city taxes in North Dakota?
No. North Dakota municipalities do not impose a local personal income tax on wages.