Delaware Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Delaware Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a DE net pay calculator by computing Federal withholding, FICA taxes, and Delaware income tax (based on the progressive tax brackets ranging from 0% to 6.6%). Whether you are a salaried employee or need a Delaware hourly paycheck calculator, this tool helps you understand your payroll deductions clearly.
- State Tax Rate: 0% – 6.6% (Progressive)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Delaware Paycheck Calculator Works
Our Delaware gross to net calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Delaware State Tax: Calculated using the specific 7-tier bracket system applicable to your taxable income.
Delaware Income Tax Brackets (2026)
Delaware uses a progressive income tax system with seven brackets. This makes the Delaware income tax calculator logic more detailed than flat-tax states.
Taxable Income Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $2,000 | 0.00% |
| $2,001 – $5,000 | 2.20% |
| $5,001 – $10,000 | 3.90% |
| $10,001 – $20,000 | 4.80% |
| $20,001 – $25,000 | 5.20% |
| $25,001 – $60,000 | 5.55% |
| Over $60,000 | 6.60% |
Note: These brackets apply to both Single and Married filers generally.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Delaware paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Delaware Paycheck After Taxes for $60,000 Salary
If you are a single filer in Wilmington or Dover earning $60,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $5,900 |
| FICA (7.65%) | $4,590 |
| State Tax (Est.) | $2,800 |
| Estimated Take-Home Pay | $46,710 |
Minimum Wage & Cost of Living
Delaware has a state minimum wage that is higher than the federal level. While there is no sales tax, the cost of living is slightly above the national average, particularly in areas closer to Philadelphia and New Jersey.
How to Increase Your Take-Home Pay
To maximize your Delaware salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially dropping you into a lower tax bracket.
FAQs – Delaware Paycheck Calculator
What is the income tax rate in Delaware for 2026?
Delaware tax rates range from 0% to 6.6%. The first $2,000 of income is tax-free.
Does Delaware tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and Delaware state income taxes.
Are there local city taxes in Delaware?
Generally, no. Unlike neighboring Pennsylvania (e.g., Philadelphia), Delaware cities typically do not levy a local income tax on wages, although Wilmington imposes an earned income tax.