Vermont Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Vermont Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a VT net pay calculator by computing Federal withholding, FICA taxes, and Vermont income tax based on the 4 progressive tax brackets ranging from 3.35% to 8.75%. Whether you are a salaried employee or need a Vermont hourly paycheck calculator, this tool helps you understand your payroll deductions clearly.
- State Tax Rate: 3.35% – 8.75% (Progressive)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Vermont Paycheck Calculator Works
Our Vermont gross to net calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Vermont State Tax: Calculated using the specific 4-tier bracket system applicable to your taxable income.
Vermont Income Tax Brackets (2026)
Vermont uses a progressive income tax system with four brackets. This makes the Vermont income tax calculator logic detailed.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $44,875 | 3.35% |
| $44,876 – $108,150 | 6.60% |
| $108,151 – $266,250 | 7.60% |
| Over $266,250 | 8.75% |
Note: For Married Filing Jointly, income thresholds are approximately doubled.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Vermont paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Vermont Paycheck After Taxes for $65,000 Salary
If you are a single filer in Burlington or Montpelier earning $65,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $6,900 |
| FICA (7.65%) | $4,972 |
| State Tax (Est.) | $2,850 |
| Estimated Take-Home Pay | $50,278 |
Minimum Wage & Cost of Living
Vermont has a state minimum wage that is significantly higher than the federal level. The cost of living in Vermont is slightly above the national average, particularly in housing, though utilities and healthcare are more moderate.
How to Increase Your Take-Home Pay
To maximize your Vermont salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially dropping you into a lower 6.6% or 3.35% tax bracket.
FAQs – Vermont Paycheck Calculator
What is the income tax rate in Vermont for 2026?
Vermont tax rates range from 3.35% to 8.75%. The lowest rate of 3.35% applies to the first ~$44,875 of taxable income for single filers.
Does Vermont tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and Vermont state income taxes.
Are there local city taxes in Vermont?
No. Vermont cities and towns do not impose a local personal income tax on wages.