New Hampshire Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free New Hampshire Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a NH paycheck calculator by computing Federal withholding and FICA taxes. Since New Hampshire has 0% state income tax on wages (and now on interest/dividends as well), your New Hampshire take-home pay is significantly higher than in neighboring states, making financial planning straightforward.
- State Income Tax: 0.00% (None on wages)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the New Hampshire Paycheck Calculator Works
Our New Hampshire net pay estimator uses a simplified formula because there is no state-level withholding on earned income. We take your gross salary and subtract:
- Federal Withholding: Based on your filing status (Single, Married, etc.).
- FICA Taxes: Mandatory federal contributions for Social Security (6.2%) and Medicare (1.45%).
- Optional Deductions: Items like health insurance or 401(k) contributions if you enter them.
New Hampshire State Income Tax (0%)
New Hampshire is one of the few states in the U.S. that does not levy a personal income tax on wages. As of 2026, the tax on interest and dividends (formerly 5%) has also been fully phased out to 0%. This makes the New Hampshire income tax calculator essentially a federal tax calculator.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
Even though New Hampshire takes $0, the IRS still requires federal tax payments. This is a progressive tax ranging from 10% to 37% depending on your taxable income.
Social Security & Medicare (FICA)
Every New Hampshire payroll tax calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings). High earners (> $200k) pay an additional 0.9% Medicare tax.
New Hampshire Paycheck After Taxes for $65,000 Salary
If you are a single filer in Manchester or Nashua earning $65,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $6,900 |
| FICA (7.65%) | $4,972 |
| State Tax (0%) | $0 |
| Estimated Take-Home Pay | $53,128 |
Minimum Wage & Cost of Living
New Hampshire adopts the federal minimum wage of $7.25 per hour. The cost of living is generally higher than the national average, particularly housing, due to proximity to Boston markets, but the lack of income tax and sales tax helps offset these costs.
How to Increase Your Take-Home Pay
To maximize your New Hampshire hourly paycheck calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts can also lower your federal tax liability.
FAQs – New Hampshire Paycheck Calculator
Does New Hampshire have state income tax?
No. New Hampshire does not tax wages or salaries. As of 2026, the tax on interest and dividends is also eliminated.
What is taken out of my paycheck in New Hampshire?
The primary deductions are Federal Income Tax and FICA taxes (Social Security & Medicare). You may also see deductions for benefits like health insurance or retirement plans.
Does New Hampshire tax overtime pay?
Overtime pay is taxed federally as regular income, but since New Hampshire has no state income tax, there is no additional state tax on overtime earnings.