Maine Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Maine Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a ME net pay calculator by computing Federal withholding, FICA taxes, and Maine income tax (based on the 3 progressive tax brackets ranging from 5.8% to 7.15%). Whether you are a salaried employee or need a Maine hourly paycheck calculator, this tool helps you understand your payroll deductions clearly.
- State Tax Rate: 5.8% – 7.15% (Progressive)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Maine Paycheck Calculator Works
Our Maine gross to net calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Maine State Tax: Calculated using the specific 3-tier bracket system applicable to your taxable income.
Maine Income Tax Brackets (2026)
Maine uses a progressive income tax system with three brackets. This makes the Maine income tax calculator logic simpler than states with many tiers.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $25,000 | 5.80% |
| $25,001 – $60,000 | 6.75% |
| Over $60,000 | 7.15% |
Note: For Married Filing Jointly, brackets generally double up to $120,000 before hitting the top rate.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Maine paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Maine Paycheck After Taxes for $60,000 Salary
If you are a single filer in Portland or Bangor earning $60,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $5,900 |
| FICA (7.65%) | $4,590 |
| State Tax (Est.) | $3,812 |
| Estimated Take-Home Pay | $45,698 |
Minimum Wage & Cost of Living
Maine has a state minimum wage significantly higher than the federal level. The cost of living in Maine is slightly above the national average, particularly in coastal areas due to housing costs.
How to Increase Your Take-Home Pay
To maximize your Maine salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially dropping you into a lower tax bracket.
FAQs – Maine Paycheck Calculator
What is the income tax rate in Maine for 2026?
Maine tax rates range from 5.8% to 7.15%. The 5.8% rate applies to the first $25,000 of taxable income for single filers.
Does Maine tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and Maine state income taxes.
Are there local city taxes in Maine?
No. Maine municipalities do not impose a local personal income tax on wages.