Virginia Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Virginia Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a VA net pay calculator by computing Federal withholding, FICA taxes, and Virginia income tax based on the 4 progressive tax brackets ranging from 2% to 5.75%. Whether you are a salaried employee or need a Virginia hourly paycheck calculator, this tool helps you understand your payroll deductions clearly.
- State Tax Rate: 2% – 5.75% (Progressive)
- Federal Tax: 10% – 37% (Based on brackets)
- Social Security: 6.2%
- Medicare: 1.45%
How the Virginia Paycheck Calculator Works
Our Virginia gross to net calculator uses the latest 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Virginia State Tax: Calculated using the specific 4-tier bracket system applicable to your taxable income.
Virginia Income Tax Brackets (2026)
Virginia uses a progressive income tax system with four brackets. This makes the Virginia income tax calculator logic straightforward.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $3,000 | 2.00% |
| $3,001 – $5,000 | 3.00% |
| $5,001 – $17,000 | 5.00% |
| Over $17,000 | 5.75% |
Note: For Married Filing Jointly, brackets generally double.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Virginia paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Virginia Paycheck After Taxes for $65,000 Salary
If you are a single filer in Richmond or Alexandria earning $65,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $6,900 |
| FICA (7.65%) | $4,972 |
| State Tax (Est.) | $3,100 |
| Estimated Take-Home Pay | $50,028 |
Minimum Wage & Cost of Living
Virginia has a state minimum wage higher than the federal level ($12.00+ per hour in 2026). The cost of living varies; Northern Virginia (NoVa) is expensive due to D.C. proximity, while other areas are more affordable.
How to Increase Your Take-Home Pay
To maximize your Virginia salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially lowering your tax bracket.
FAQs – Virginia Paycheck Calculator
What is the income tax rate in Virginia for 2026?
Virginia tax rates range from 2% to 5.75%. The top rate applies to taxable income over $17,000 for single filers.
Does Virginia tax overtime pay?
Yes, overtime pay is treated as regular income and is subject to both federal and Virginia state income taxes.
Are there local city taxes in Virginia?
No. Virginia cities and counties do not impose a local personal income tax on wages.