Hawaii Paycheck Calculator 2026 – Estimate Your Take-Home Pay
Use our free Hawaii Paycheck Calculator to estimate your net pay for the 2026 tax year. This tool acts as a HI net pay calculator by computing Federal withholding, FICA taxes, mandatory Hawaii TDI (Temporary Disability Insurance), and Hawaii income tax. With 12 progressive tax brackets ranging from 1.4% to 11%, calculating your Hawaii take-home pay requires precision. Use this tool to plan your budget whether you are on a salary or hourly wage.
- State Tax Rate: 1.4% – 11% (12 Brackets)
- TDI Tax: ~0.5% (Max ~$6/week)
- Federal Tax: 10% – 37% (Based on brackets)
- FICA Tax: 7.65% (Federal)
How the Hawaii Paycheck Calculator Works
Our Hawaii gross to net calculator uses the complex 2026 tax formulas to convert your salary into take-home pay. We start with your gross earnings and subtract:
- Federal Withholding: Based on your W-4 filing status.
- FICA Taxes: Mandatory contributions for Social Security (6.2%) and Medicare (1.45%).
- Hawaii TDI: A mandatory deduction for Temporary Disability Insurance, usually capped at 0.5% of wages.
- Hawaii State Tax: Calculated using the specific 12-tier bracket system applicable to your taxable income.
Hawaii Income Tax Brackets (2026)
Hawaii has one of the most complex progressive income tax systems in the U.S. with 12 distinct brackets. This makes the Hawaii income tax calculator logic critical for accuracy.
Single Filer Brackets
| Taxable Income Range | Tax Rate |
|---|---|
| $0 – $2,400 | 1.40% |
| $2,401 – $4,800 | 3.20% |
| $4,801 – $9,600 | 5.50% |
| $9,601 – $14,400 | 6.40% |
| $14,401 – $19,200 | 6.80% |
| $19,201 – $24,000 | 7.20% |
| $24,001 – $36,000 | 7.60% |
| $36,001 – $48,000 | 7.90% |
| $48,001 – $150,000 | 8.25% |
| $150,001 – $175,000 | 9.00% |
| $175,001 – $200,000 | 10.00% |
| Over $200,000 | 11.00% |
Note: Married Filing Jointly brackets are wider, generally doubling the income thresholds.
Federal Taxes That Apply to Your Paycheck
Federal Income Tax
The IRS imposes a progressive tax ranging from 10% to 37%. Your specific rate depends on your filing status and total taxable income.
Social Security & Medicare (FICA)
Every Hawaii paystub calculator must account for FICA. This deducts 6.2% of your gross pay for Social Security (up to the wage limit) and 1.45% for Medicare (on all earnings).
Hawaii Paycheck After Taxes for $60,000 Salary
If you are a single filer in Honolulu or Hilo earning $60,000 per year, your breakdown looks like this:
| Tax Description | Amount |
|---|---|
| Federal Tax (Est.) | $5,900 |
| FICA (7.65%) | $4,590 |
| Hawaii TDI (~0.5%) | $300 |
| State Tax (Est.) | $3,850 |
| Estimated Take-Home Pay | $45,360 |
Minimum Wage & Cost of Living
Hawaii has a high minimum wage ($14.00+ per hour in 2026) to combat the extremely high cost of living. Housing, utilities, and groceries are significantly more expensive than the mainland U.S. average.
How to Increase Your Take-Home Pay
To maximize your Hawaii salary calculator results, ensure your W-4 form is accurate. Contributing to pre-tax retirement accounts (401k/403b) reduces your taxable income, potentially dropping you into a lower 7.9% or 7.6% tax bracket.
FAQs – Hawaii Paycheck Calculator
What is the income tax rate in Hawaii for 2026?
Hawaii tax rates range from 1.4% to 11%. There are 12 different tax brackets, making it a highly progressive system.
What is Hawaii TDI tax?
Hawaii Temporary Disability Insurance (TDI) is a mandatory deduction. Employers can deduct 0.5% of an employee's weekly wages, up to a maximum set annually (usually around $6/week).
Are there local city taxes in Hawaii?
No. Unlike New York or Ohio, Hawaii does not have local city or county income taxes.