Overtime Pay Calculator 2026 – Calculate Your Total Gross Earnings
Use this free overtime pay calculator to quickly determine your total gross earnings when working extra hours. Whether you are earning time and a half (1.5x) or double time (2x), our tool provides an instant breakdown of your regular pay versus your overtime pay, helping you plan your budget and understand your paystub.
How the Overtime Pay Calculator Works
Calculating overtime manually can be tedious, especially with different multipliers. Our tool automates the process by using the standard payroll formulas used by employers across the US.
- Regular Pay: Your base hourly rate multiplied by your standard hours (usually 40).
- Overtime Rate: Your base rate multiplied by the selected multiplier (1.5 for time and a half, 2.0 for double time).
- Overtime Earnings: The overtime rate multiplied by the number of extra hours worked.
- Total Gross Pay: The sum of your regular pay and your overtime earnings.
Overtime Pay Examples (2026)
To show how different rates affect your earnings, here are examples based on a base wage of $25.00 per hour with 45 total hours worked (5 hours of overtime).
| Scenario | Regular Pay (40h) | OT Rate | OT Pay (5h) | Total Gross Pay |
|---|---|---|---|---|
| Time and a Half (1.5x) | $1,000.00 | $37.50 | $187.50 | $1,187.50 |
| Double Time (2.0x) | $1,000.00 | $50.00 | $250.00 | $1,250.00 |
Understanding Overtime Rules (FLSA)
The Fair Labor Standards Act (FLSA) is the federal law that governs how overtime is paid in the United States. Here are the core principles:
Time and a Half (1.5x)
This is the federal mandate for non-exempt employees. For any hours worked over 40 in a single workweek, the employer must pay at least 1.5 times the employee's regular rate of pay.
Double Time (2.0x)
Double time is not required by federal law, but is often found in collective bargaining agreements or mandated by specific state laws. For example, in California, double time is required for work performed beyond 12 hours in a single workday.
Remember that this calculator computes Gross Pay. Your actual take-home pay will be lower after federal, state, and FICA tax withholdings. To estimate your after-tax income, use our state-specific paycheck calculators.
Is Overtime Taxed Differently?
A common misconception is that overtime is "taxed more." In reality, overtime is taxed as ordinary income. However, because it increases your total income for the period, it might push you into a higher withholding bracket, or your employer might use the supplemental withholding rate (flat 22% for federal), making the deduction look larger on your paystub. Any over-withholding is settled when you file your annual tax return.
Frequently Asked Questions
How is overtime pay calculated?
The standard formula is: (Regular Hours × Hourly Rate) + (Overtime Hours × (Hourly Rate × Multiplier)). For most people, the multiplier is 1.5.
Is overtime taxed differently than regular pay?
No. It is taxed as ordinary income. However, the withholding might be higher if the extra pay pushes you into a higher bracket or is processed as supplemental income.
Are salaried employees eligible for overtime?
Only if they are classified as non-exempt. Many salaried professional, administrative, or executive roles are "exempt" from overtime laws, meaning they receive a flat salary regardless of hours worked.
What is the difference between "time and a half" and "double time"?
Time and a half pays 150% of your base wage, whereas double time pays 200%. Double time is much rarer and usually applies to holidays or extreme overtime in specific states.
Does overtime count toward my annual salary?
Yes, all overtime earnings are added to your total gross annual income and are reported on your W-2 at the end of the year.
What is the FLSA?
The Fair Labor Standards Act (FLSA) is the US federal law that establishes minimum wage, overtime pay eligibility, and child labor standards.