Use our free paycheck calculator for all U.S. states. Accurately updated for 2026 IRS and state tax laws. Estimate your net pay instantly.
This free USA Paycheck Calculator helps you estimate your take-home pay for all 50 states based on 2026 tax laws. It calculates federal tax, FICA, Medicare, Social Security, and state income tax instantly. Simply choose your state, enter your salary or hourly pay, and get accurate net pay results using our hourly to salary tools.
Select a state to calculate salary, hourly wages, and tax withholding.
Input your hourly wage or annual salary, along with your pay frequency.
We use updated 2026 IRS tax brackets and state income tax tables.
We automatically calculate Social Security (6.2%) and Medicare (1.45%).
See your accurate take-home pay amount after all withholding.
Updated for the 2026 tax year including new standard deductions and brackets.
Specialized logic for every state, including those with no income tax like FL & TX.
No registration required. Lightweight tool designed for mobile and desktop.
Perfect for workers estimating pay or employers calculating payroll costs.
Understanding your paycheck is crucial for financial planning. In the United States, your take-home pay (net pay) is often significantly lower than your gross salary due to various withholdings. The primary deduction is Federal Income Tax, which is a progressive tax based on how much you earn and your filing status (Single, Married, Head of Household). Use our Federal Tax Calculator to estimate this liability.
Regardless of which state you live in, practically all employees are subject to FICA taxes. This is a flat rate deduction consisting of 6.2% for Social Security and 1.45% for Medicare. These funds go towards federal safety net programs.
State taxes vary wildly. States like California and New York have progressive tax brackets that increase with income. Conversely, states like Texas, Florida, Nevada, and Washington have zero state income tax, meaning your paycheck will be larger in these regions compared to high-tax states.
To calculate your paycheck, enter your gross pay, pay frequency, filing status, and state. Our tool subtracts federal withholding, FICA taxes (Social Security & Medicare), and state taxes to show your net take-home pay.
As of 2026, the states with no state income tax on wages are Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington, and Wyoming.
Take-home pay, or net pay, is the amount of money deposited into your bank account after all mandatory taxes (Federal, State, FICA) and voluntary deductions (401k, Health Insurance) are removed from your gross salary.
Our calculator uses the official 2026 IRS tax brackets and state-specific withholding tables. It provides a highly accurate estimate, though exact down-to-the-penny results may vary based on your employer's specific payroll software.
Some states, such as Ohio, Pennsylvania, New York, and Maryland, allow local municipalities to levy additional income taxes. Our advanced state calculators account for these local variances.